REALTORS:
Nancy Cross, Real Estate Associate, Keller-Williams - August 10, 2009, Tampa, FL
"Moving distressed property is challenging. Irregardless, 'Dr. John' is a...genuine and ethical professional. Recently his expertise was crucial. He prevented foreclosure on a property that the bank was taking the next week!
I know 'Dr. John' will thrive in this business."
David Ford-Coates, Real Estate Associate - September 17, 2009, Sarasota, Florida
"I am a Florida Realtor based in Sarasota. I love working with Susan Phelps. With her, I no longer have to worry about those awful phone calls to the loss mitigator. I don't know about you, but I HATE them. I've done several projects with her now and I get my full commission without any hassle from the lender at the end. I will always refer my Short Sale leads to her. Their process is a real pleasure."
Terry Chandler, Licensed Real Estate Broker, TLC Realty Professionals - July 15, 2009, Seffner Florida
"Many thanks to 'Dr. John' and his team! They focus on the moral, ethical and legal points. Because of their efforts, I closed on a foreclosure property that had been listed for nearly a year. It attracted few solid offers. I spent fruitless hours on the phone.
'Dr. John' and his team...fully disclosed their intentions to every party involved. I was able to get away from the phone. A no-sale became a Short Sale. I was able to earn the FULL commission...with LESS WORK!"
Buddy Keene, Real Estate Broker - February 16, 2009, Tampa, Florida
"How refreshing to meet someone...who actually puts in some hard work!"
Kirk Adcock, Commercial Real Estate Broker - December 17, 2009, Asheville, NC
"I want to say thanks to 'Dr. John.' He is a real PRO.
Pete Lambert, Commercial Real Estate Associate - April 3, 2008, North Carolina
"While questioning a Broker, 'Dr. John' probed him without 'cross-examining'. He treated him like a team member. Afterward the Broker felt encouraged. He immediately made the calls for information 'Dr. John' needed.
I felt that 'Dr. John' was very professional."
Georg von Greiff, Real Estate Sales Associate, Keller-Williams - October 15, 2009, Tampa, FL
"Listing Short Sales was time-consuming and frustrating. When I met 'Dr John', I was cautious. I was concerned that what he was doing wasn't 100?egal and ethical. Attorneys assured me it was legal.
Working with him on transactions, I was impressed with his professionalism and high ethical standards, and also his concern for the Sellers. He always tries...for a win-win situation for everybody involved.
Since working with 'Dr John' I have been able to concentrate on providing Buyers and Sellers with 'top of the line' service. Doing Short Sale with 'Dr John' is so easy... just go ahead and give him a call."
SELLERS
Marsha Luther, Seller - Sarasota, FL
"Hello my name is Marysha Luther. My husband and I live in Sarasota, FL.
For the last two years we have been working diligently with Susan Phelps. She came to us couple of years ago because we were facing foreclosure on couple of properties.
Through her diligent perseverance and professionalism, she has now, as of the last two weeks been able to finalize the sale of our last home and has saved us from having to go through the foreclosure process.
I may add that Susan is one of the very few if not the only person in any of our business and financial dealings has followed through with what she said she was going to do. She promised us an end result and has delivered that end result and was able to do it without misleading us, without misguiding us and without taking advantage of us.
I highly recommend her services to anyone who is in the same position we were in and if I had to do it all over again, I would employ her services.
I wish you well. Thank you!"
Larry and Lynn Voss, Seller - September 3, 2009, Wimauma, FL
"We completed a Short Sale with 'Dr John'...he treated us so well. He did everything very professionally. We would highly recommend him for any type of Short Sale. We especially thank 'Dr John' for always answering our questions, and making the process so easy."
Frank and Aida Lopez, Seller - February 2009, Naples, FL
"Karen Eldred is caring and professional.
The first time we called her about a short sale, she was busy but made time for us. We had just been scammed by someone who had us sign papers, took $2000, and ran. She never made one call to the bank. Karen told us that if he got us the short sale, she would give us back that money for a moving van and movers. When the bank finally agreed to the short sale, Karen helped us pay our water company bill. Then she helped the buyer get a refrigerator.
We want all our friends to know that Karen and Linda are the professionals to turn to."
Troy McDermott, Seller - October 22, 2009, Ocala, FL
"When I spoke to 'Dr. John' about the foreclosure of my home, he showed me compassion...for no monetary gain.Even though my mortgage company finally did a modification, Dr. John still calls me...to check on me.
May God bless 'Dr. John'..."
Jemmry Pantin, Seller - June 18, 2009, Rego Park, New York
"I was very skeptical that 'Dr. John' could save me from foreclosure. With all of the scam artists...I was really afraid...but I could see he was caring and honest....I thought I was losing my house, but 'Dr. John's' team got the sale postponed. God bless 'Dr. John' and his team.
I will...recommend him to anyone in my straits."
Marioly Adkins, Seller - September, 2008, Naples, FL
"Karen Eldred helped me out of foreclosure when I hadn't paid my mortgage for almost a year. I had lost my job. She wanted to make sure I understood everything, so she brought a Spanish-speaking assistant, because Spanish is my native language. That was when I knew that Karen...really cares.
I'm happy about his respectful treatment of me and my famly. Many thanks to her!"
Emily Whittlesey, Seller - February 16, 2009, Wesley Chapel, Florida
"We really appreciate 'Dr. John's' professional attitude!"
Tammy and Cornell Varnadore, Sellers - January 19, 2008, Seffner Florida
"Giving up our home was...terribly painful. 'Dr. John' was very compassionate, guiding us through the short sale. He saved us from a foreclosure...but he did so much more. 'Dr. John' was the only professional who stayed in touch, even before we decided to go through with the short sale. He made us feel really cared for. Without the 'mortgage chain" around our necks, the stress has been lifted, and I feel that we've gained a friend. I would highly recommend 'Dr. John' to anyone I care about.
I hope that some day I can meet him in person, so I can give him...a huge hug."
Demetric and Erika Solomon, Sellers - June 29, 2007, Riverview, FL
"Refreshing...our questions were clearly answered, without the pressure of sales tactics. Bay Area House Buyers has an honest and fair approach.
To anyone buying or selling a home who wants the "games" taken out, we strongly recommend them."
Darlene Rackley, Seller - June 5, 2007, Gibsonton, FL
"'Dr. John' loves to make helping people part of his job. I want to thank him for giving us that 'ray of hope.'"
Sharon Owens, Seller - August 14, 2007, Riverview, FL
"I was so grateful to meet Bay Area House Buyers. I always knew where I stood...they treated me just like family."
Mary Bryant, Seller - December 7, 2005, Tampa, FL
"'Dr. John' and Sheryl...explained what could happen in a foreclosure, and how they could help...thanks to them, all that's behind me."
Mike and D'Ann Pilla, Sellers - August 30, 2006, Riverview, FL
"We would like to thank 'Dr. John' for all of his time and consideration...he and Jason were courteous and thorough in the sale of our home."
Julie Houston, Seller - July 5, 2007, Land O Lakes, FL
"I want to express my appreciation and respect for John Carrozzella. He is caring ...and has integrity.
After my marital separation, my house was going into foreclosure...I didn't have a shred of hope of selling. I was scared of bad credit. John gave me hope that a solution was possible. My husband and I signed the documents to have John take over the deed, and work with our lender on a short sale. Then my lender offered a deal. They would consider my mortgages paid in full if I signed the deed over to them. I had already signed it over to John. Without hesitation...John told me to take the lender's deal. He said the signed deal with him could be totally null and void. John did not have to do this.
This story...points to the kind of man John is. He is supportive, caring, and true to his word. He's not just in the business for the money. He wants to help those he works with.
I recommend John to anyone who's in need of a property investor to assist in a home sale."
Barabbas and Nancy Rowland, Sellers - December 24, 2007, Tampa, FL
"My wife and I were financially struggling. We had made some bad decisions and then had some really bad luck. We were "upside down" in a house that we should have had equity in. We felt that our only choice was to just let go of the house. Then 'Dr. John' found ways to save our house, and also our credit standing. We had been starting to settle for foreclosure. Then John...delivered his version of a Christmas present. Because of his efforts, we will start the new year able to sleep at night.
I would like to thank 'Dr. John' and Bay Area House Buyers for saving our Christmas..."
Donna Opdyke, Seller - August 24, 2007, Riverview, FL
"I spent this past year trying to avoid foreclosure. The bank wouldn't work with me and real estate agents were giving me the runaround. I want to thank 'Dr John' and his team for all their advice and for their professionalism in handling the sale of my home...especially their promptness in dealing with each detail. From day one they provided solid service. They explained important details. They did not just sign me on and disappear. I am grateful for the way Bay Area House Buyers made the process so easy, mostly by phone or by email.
They saved me from foreclosure, and also saved my credit...I will recommend 'Dr John' and his team to others."
Bernardo J, Sarasota, Florida
"I want to express my gratitude for the great job Susan and Butch have done in selling my house. My business was suffering. By the time I contacted Susan and Butch, I was behind in my mortgage and facing foreclosure. We agreed that the smart thing was a short sale. After a few months, the house was sold...because of their team work and wide knowledge. They guided everyone involved to a convenient result for all.
Working with Susan and Butch has been a pleasure and one of my good decisions. I want to say Great Job! Thank you very much!"
Leslie, St. Augustine, Florida
"THANK YOU Susan from the bottom of our hearts for...your help to get us our Short Sale. If it weren't for your efforts, we would have a foreclosure on our credit. We knew of no way to sell our house because we were over-mortgaged. This past year was overshadowed with that problem, and now it has gone away.
You will always be an angel to us..."
Carl, Sarasota, Florida
"What a WONDERFUL person Susan Phelps is.
We were scheduled to begin Foreclosure proceedings...and then her company told us about the Short Sale option. Susan and my partner and I met up. She assured me that there was indeed hope that we could do a Short Sale...We were pleasantly surprised to hear there was no fee!!
Susan does this to help people and is not just in it for the money. I don't know how she did it, but soon we signed all the papers over to the new owner...and threats of legal action disappeared.
I would highly recommend Susan Phelps to anyone in danger of Foreclosure. Thanks...much more than you can ever know!!"
PRIVATE MONEY LENDERS
Herbert E. Watkins, Private Money Lender - August 19, 2009, Valrico, Florida
"My dealings with Dr John Carrozzella have been completely satisfactory. He has been honest and forthright with me. He has been prompt with the Mortgage Payment, Taxes and Insurance.
I highly recommend Dr. Carrozzella for real estate transactions or investments in this difficult market."
Lonnie M Davidson, Colonel, USA (Ret.), Private Money Lender - August 28, 2009, Plant City, Florida
"I first knew Dr. John Carrozzella as a physician, and later as a real estate professional. I hold a second mortgage on a home on which he holds a title. Preceding this contract, I was favorably impressed with Dr. Carrozzella's simple and straightforward explanation of the various facets of home mortgages.
No mortgage payment has ever been as much as one day late."
BUSINESS RELATED
Vice President, Major Regional Bank- June 19, 2009, Tampa, Florida
"...I was pleased with 'Dr. John's' professionalism and honesty. He treated me and my Bank with the respect and openness required."
Lindsey Siemssen, Real Estate Investor - June 22, 2009, Tacoma Washington
I greatly appreciated all of the detailed explanations...and the fantastic education about commercial Real Estate. Many thanks for all the time and effort 'Dr. John' has put into the Western Building property...his emails have been timely and extremely detailed...with a broker who has not been forthcoming with details. What a big difference his explanations have made!
'Dr. John's' help...is wonderful!"
Richard Mozdzer, Commercial Developer - February 12, 2009, Tampa, Florida
"I admire 'Dr. John's' style, quick wit, and intelligence."
Tony Seruga, Business Owner, Maverick Real Estate - July 4, 2008, Newport Beach, CA
"'Dr. John'...amazes in his transition from Physician and Surgeon to Business Maverick...I welcome all that he brings to the table."
Frank Richardson, Property Scout - October 1, 2008
"Dr. John's'...time taken with this property is highly appreciated."
Jason Kinderman, Administrative Assistant - February 7, 2007, Tampa, FL
"Many thanks...to 'Dr. John' and Sheryl...for their kindness, friendship and all that they taught me. If anyone can make the Real Estate business work in this market, they can..."
Jack Agnew JD, Attorney - December 13, 2006, Clearwater, FL
"'Dr. John' places a high value on honor, trust, and ethical conduct in both his personal and business lives!"
Tracy Stubbs, Senior, USF Marketing Intern - November 24, 2006, Tampa, FL
"I have learned much from 'Dr. John' about marketing, real estate investing, and successful small business ownership.
His warmth and kindness will never be forgotten..."